Major insurers unveil expansive 2027 Medicare plans focusing on affordability and specialized care.

Wellcare says dual-eligible members make up about 40% of its Medicare Advantage membership, and D-SNPs account for nearly half of its 2027 MA offerings.
Wellcare says eligible members enrolled in plans offering Special Supplemental Benefits for the Chronically Ill may use its Wellcare Spendables card for approved healthy foods and other eligible health-related care.
UnitedHealthcare says more than 95% of its non-SNP enrollees avoid reaching their annual maximum out-of-pocket limit, with many spending under $300 a year on medical services; it also says HMO enrollees save more than $175 annually compared with LPPO enrollees.
UnitedHealthcare plans to update its UCard experience in 2027, saying the changes will make it more secure and easier to use and help members access more of their plan’s offerings.
Clover says its plans include routine dental, vision, over-the-counter and gym benefits, and eligible members can earn rewards for healthy activities.
Major health insurers are expanding their 2027 Medicare plans with a focus on affordability and access. UnitedHealthcare says more than 94% of Medicare-eligible people will have access to its coverage, with $0-premium options for about 90% of eligible consumers and $0 copays for primary care and preventive services UnitedHealthcare. Wellcare and Clover Health are also rolling out expanded offerings designed to help seniors manage costs and access broader care options.
UnitedHealthcare is positioning itself as the most accessible option for seniors nationwide. The insurer says more than 95% of its non-SNP enrollees avoid hitting their annual out-of-pocket maximum, with many spending under $300 yearly on medical services UnitedHealthcare. HMO enrollees save more than $175 annually compared with LPPO enrollees, the company reports.
The company plans to upgrade its UCard experience in 2027 to improve security and usability. UnitedHealthcare emphasizes specialized HMO and SNP options for people eligible for both Medicare and Medicaid or managing chronic conditions UnitedHealthcare.
Wellcare is betting big on serving seniors eligible for both Medicare and Medicaid. Dual-eligible members represent about 40% of its Medicare Advantage enrollment, and D-SNP plans account for nearly half of its 2027 MA offerings Wellcare. The insurer's enrollment period runs from October 15 to December 7.
Wellcare is introducing its Spendables card for members with chronic illnesses, allowing them to pay for approved healthy foods and health-related care Wellcare. The company emphasizes coordinated coverage across Medicare and Medicaid benefits plus nationwide standalone Part D plans.
Clover Health is differentiating itself through bundled benefits and technology support. Its 2027 plans include routine dental, vision, over-the-counter items and gym memberships Clover Health. Members can also earn rewards for completing healthy activities like screenings and exercise.
Clover Health emphasizes PPO choice and preventive-care access through its physician support platform Clover Health. The company positions technology as a key differentiator in helping members navigate their coverage and stay healthy.
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