El 69% de los consumidores españoles exige supervisión humana en herramientas de inteligencia artificial

Nearly 7 in 10 Spanish consumers want humans in the loop when using AI agents, according to Experian research conducted with Forrester Consulting. The study reveals deep trust concerns as artificial intelligence moves into everyday financial decisions like comparing offers and spotting fraud.
Comparing prices and detecting fraud both rank as the top tasks consumers want AI to handle, each valued by 87% of Spanish users. Yet the majority still demand human oversight before any action gets taken.
A clear majority—69%—of Spanish consumers believe humans should supervise AI agents, Experian found. This reflects a cautious approach as banks and companies roll out AI tools to help customers manage money and spot threats. Trust remains conditional on human review.
Spanish consumers see clear value in specific AI tasks. Comparing offers across providers and detecting fraud both hit 87% approval, the highest-rated functions in the Experian survey. These practical tasks feel safer when AI does the legwork but humans make final calls.
The 69% figure signals consumer hesitation about fully autonomous AI in finance. Banks rushing to deploy AI chatbots and decision-makers face a reality: most Spaniards want a human to verify before money moves or fraud alerts trigger. This shapes how companies must design AI tools.
Beyond fraud and price checks, consumers value AI for routine tasks that don't involve risk. The data shows appetite for AI as an assistant—not a replacement for human judgment in high-stakes decisions. Smart companies will build this hybrid model into their AI products.
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