States tighten Medicaid work rules as millions face coverage losses in January

Medicaid work requirements tied to President Donald Trump’s 2025 policy law are set to begin nationwide in January, and at least six Republican-led states plan to require people claiming medical frailty to provide documentation immediately, despite federal rules allowing self-attestation during the first year. Advocates warn that people who cannot afford a doctor may struggle to obtain the proof needed to keep coverage, while supporters say documentation can prevent abuse of exemptions. Democrats in 25 states are suing over the rules, which the Congressional Budget Office estimates will reduce federal spending by $887 billion over 10 years and leave 7.5 million fewer people insured. Michigan is also preparing for coverage changes, including a shift to emergency-only Medicaid for about 5,000 immigrants, and has hired staff and funded community navigators to help residents manage the new requirements.
The new federal requirement calls for Medicaid beneficiaries to work or volunteer at least 80 hours a month; it could affect up to 20 million lower-income adults across 40 states and the District of Columbia.
Michigan budgeted $54.3 million earlier this year and hired more than 400 workers to help 650,000 residents navigate the new requirements; federal guidance was still arriving through September.
Michigan Immigrant Rights Center spokesperson Christine Sauvé warned the policy would have a “chilling effect on noncitizens, even for those who will remain eligible.” The state announced $12.25 million for community navigators on September 15.
Jonathan Ingram of the conservative Foundation for Government Accountability called self-attestation “fraud-by-design,” arguing that it lets bureaucrats maximize enrollment at public expense.
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